How It Works – Jika Side Microcredit

Earn Secure Monthly Yields

Earn a fixed 2.5% monthly return, paid directly to your bank account every 30 days. Opt to auto-reinvest to compound your capital or withdraw instantly to your bank account.

Contact Investor Officer

Gather Requirements

Borrowers must hold the following requirements before applying:

✓ 1. Passport Photograph of the Applicant
✓ 2. Regulatory ID (e.g. NIN, Voter's Card, Passport)
✓ 3. A Guarantor providing above items 1 & 2
✓ 4. Cheque Leaf of both Applicant & Guarantor
✓ 5. Collateral (to be possessed for the period of the loan)
✓ 6. Processing Fee (2% flat fee on approved capital)

Visit Our Branch

Walk into office at Suite 19 TMC Plaza, 5 Garba Abbas Street,Barnawa, Kaduna, Nigeria. with all the required items above. Our customer success team will welcome you and guide you through the process.

Fill out Application Form

Fill out our detailed hardcopy loan application form. Submit the checklist items alongside the form for verification.

Disbursement & Matching

Once our credit risk analysts verify all submitted details, matching funds are released directly to your account. Your collateral is held securely for the duration of the repayment cycle.

Go to Loans Page